FATF Crypto Rules: What They Mean for Your Wallet and Which Coins Are Affected

When you hear FATF crypto rules, a set of global standards set by the Financial Action Task Force to stop money laundering and terrorist financing through digital assets. Also known as FATF travel rule, it requires crypto exchanges to collect and share sender and receiver info for transactions over $1,000. This isn’t just paperwork—it’s changing which coins you can buy, where you can trade them, and even if your privacy coin still exists on major platforms.

The real impact shows up in places like Monero, a privacy-focused cryptocurrency designed to hide transaction amounts, sender, and receiver, and Zcash, a coin that lets users choose between transparent and shielded transactions. Both are being quietly removed from exchanges like Binance, Coinbase, and Kraken—not because they’re illegal, but because they can’t comply with FATF’s traceability demands. These coins aren’t scams. They’re built for anonymity, and that’s exactly what FATF wants to eliminate. The result? A growing divide between regulated platforms that follow the rules and decentralized tools that don’t.

It’s not just about big coins. FATF rules also affect how new projects launch. If a token can’t prove it can track transfers and report users, it won’t get listed. That’s why you see so many low-liquidity, anonymous projects vanish or rebrand. The market is cleaning up, but it’s also leaving behind users who value privacy over convenience. If you’ve noticed fewer privacy coins on your favorite exchange, that’s not a glitch—it’s policy. And it’s not slowing down. Countries like Japan, South Korea, and the EU are now enforcing these rules with fines and license revocations. Even if you don’t trade privacy coins, this affects you. It shapes the entire crypto ecosystem, from which tokens get built to how exchanges design their systems.

What you’ll find in the posts below isn’t just a list of news articles. It’s a real-world view of how FATF crypto rules are playing out: from the delisting of Monero to the rise of compliant alternatives, from the failed privacy projects that got crushed to the exchanges that chose to stay on the right side of regulators. You’ll see how these rules directly impact what’s available to you—and what you should avoid.