When you hold or trade crypto wealth tax Switzerland, the way Swiss authorities treat digital assets as taxable property. Also known as Swiss crypto taxation, it’s not about banning crypto—it’s about tracking it. Unlike the U.S. or Germany, Switzerland doesn’t have a federal crypto tax law, but each canton sets its own rules, and they’re strict. If you’re holding Bitcoin, Ethereum, or any token in Switzerland, you’re not just storing value—you’re managing a taxable asset.
Swiss tax law treats crypto as private assets, digital property subject to wealth tax and capital gains rules. Also known as cryptocurrency tax laws, this means you must declare your crypto holdings each year as part of your net worth, even if you never sold anything. The Swiss tax authority, the local cantonal tax office that enforces these rules. Also known as Swiss tax office, calculates your tax based on the market value of your crypto on December 31st. If you bought ETH for $2,000 and it’s worth $8,000 on year-end, you pay wealth tax on that $6,000 gain—even if you didn’t cash out. Selling crypto for profit triggers capital gains, but only if you’re a professional trader. Most private investors don’t pay capital gains tax on crypto sales in Switzerland, as long as it’s not their main income source. Mining crypto? That’s considered a business activity. You must report income, deduct expenses, and pay income tax. Airdrops and staking rewards? They’re taxable as income when you receive them, not when you sell.
Switzerland’s crypto tax system is confusing because it’s decentralized—literally. Zurich treats crypto differently than Geneva, and Basel has its own thresholds. Some cantons exempt small holdings under CHF 10,000. Others don’t. There’s no national dashboard. No official crypto tax calculator. You’re expected to track every transaction, every wallet, every swap. And if you’re a foreigner living in Switzerland? You still owe taxes on global crypto holdings if you’re a tax resident.
The posts below cut through the noise. You’ll find real examples of how people in Zurich, Zug, and Lucerne handle their crypto taxes. You’ll see what happens when you forget to report a token swap. You’ll learn which exchanges Swiss tax offices actually trust for transaction data. And you’ll discover how to avoid costly mistakes that cost people thousands in back taxes and penalties.
Switzerland doesn't tax crypto gains for private investors, but you must declare all holdings at year-end. Wealth tax applies based on cantonal rates, while staking and mining are taxed as income. Learn the rules for 2025.
© 2026. All rights reserved.